These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

If your credit score has taken a hit this year, there isn't much you can do to erase your history, but there are steps you can take to rebuild your credit.

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

Discover the hidden dangers of store credit cards and learn strategies to avoid high interest and debt while building your ...

To minimize the impact on your credit score when closing a card, ensure that there is no or minimal effect on your credit mix ...